— Shield Point Legal Agreement

Terms and Conditions

Please review these terms carefully before accessing Shield Point services or submitting inquiries. This document sets out the binding standards governing your use of our digital platforms and insurance resources.

Notice: This document serves as a foundational general template and should be reviewed and customized with qualified legal counsel to ensure compliance with relevant industry requirements and applicable law.

Acceptance and Permitted Use

Products, Payments, and Assets

By browsing this site or requesting insurance evaluations, you agree to these Terms and Conditions. You agree to utilize our website strictly for lawful, personal, or legitimate organizational insurance management purposes.

Insurance policies, premium invoices, and binder issuances remain subject to final underwriting authorization and carrier terms. Submitting inquiry requests or payment authorizations does not guarantee immediate binding of coverage.

User Responsibilities and Accounts

Intellectual Property and Links

Users accessing portal credentials or quotation utilities must maintain confidential passwords and submit accurate underwriting details. You remain accountable for all activities conducted through your authorized account credentials.

All editorial content, trademarks, and design assets are the property of Shield Point. External links to carrier portals or payment processors are provided for convenience without endorsement or operational liability.

• Mobile Messaging Compliance

SMS and Text-Message Terms

Users who separately opt in may receive recurring informational or promotional text messages from Shield Point regarding policy renewals, appointment reminders, underwriting updates, and service announcements.

Opt-Out and Privacy Protection

Consent and Message Rates

Consent to receive text messages is not required as a condition of purchase or policy issuance. Message frequency varies based on your inquiry preferences and policy activity. Standard message and data rates may apply.

You can reply STOP to cancel future communications at any time or reply HELP for assistance. Mobile consent is not transferred to unrelated marketing, and all opt-out requests will be promptly honored.

Liability and Governance

Questions and Contact

For questions regarding our terms, policyholder obligations, or communication opt-out confirmations, reach our administrative team directly.

Platform services and educational insurance content are provided on an as-is basis without warranties of any kind. Shield Point disclaims all liability for indirect or consequential damages arising from reliance upon informational overviews.

You agree to indemnify Shield Point against claims resulting from unauthorized system use. We reserve the right to terminate access upon material violation of these conditions, subject to the laws of [jurisdiction].

Shield Point may revise these terms at any time by updating this page. Continued utilization following published modifications constitutes full acceptance of the updated standards.

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